FOB Insurance

I’m using FOB for the first time but my supplier has added a $114 Logistics Insurance Premium to the order on top of the order value. Any ideas what this covers? I’ve googled it but not had much luck. It’s twice what i paid last time using air freight but the order is only 50% larger.

Answer: Look up inco terms and you will see. This is marine insurance. Fob essentially means that once the goods are loaded into the ship they are your responsibility. I am sure you can cancel this if you dont want insurance